FYI : American credit card users are cavemen in a chip-and-PIN world

From an article by Jason Cochran, on Wallet Pop,
"Everyone but us, it seems, is using them. They're "chip-and-PIN" cards, credit cards embedded with a smart chip that won't work for purchases unless the owner also punches in their private security code number, or PIN. Designed to thwart fraud, they're just one more example of something Europe is doing that makes us look like relative cavemen."
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